I was discover the latest issue (August 2009) of Personal Money Magazine #96 which’s publishing by The Edge. With the title of “How To Maximize Your EPF“. How many of Malaysian seriously think about this question?
Quote: “If you are young and your biggest cares are your car loan and financing that shopping spree coming up, retirement may be the furthest thing from your mind. Yet, it is making the right decisions today that will make it affordable for you to retire.
In terms of retirement, the EPF is likely to be the bedrock of a working Malaysian’s fund. So, how do you make the best use of your EPF funds in terms of growing it, using it to boost your wealth and making it last as long as possible in you retirement? We look at how we can capitalize on some of the initiatives that the EPF introduced under its Beyond Saving programme. Contrary to common perception, you can invest in stocks, and buy a property that is not your primary residence.”
From the research, the purpose of EPF withdrawals are:-
71% = Investing in Unit Trust funds
79% = To pay/reduce housing loan
6% = To fund education
1% = To pay for own/family member’s medical expenses
1% = To fund for children’s education
In this magazine, covering the topics of:-
a. Mind Your Money
b. Personal Investment
c. Personal Finance
d. Special Focus.
e. Personal Business
f. Smart Spending…. etc.
I’m personally found this is an good magazine for you to managing your finances. It cost you just RM9 and you gain the knowledge from the tips as well as markets review. Quick, get an issue for yourself today!by Simon
In this article, I will show you the step of creating your 1st Web Blog. This is purely based on my own Web Blog experience to share with. In terms of domain, hosting, Cpanel, Web Application, Theme, Plug-in etc. may vary from yours. This information is best effort provided for reference only.
Register Your Own Domain Name and Web Host
Every website must have a valid domain name. It’s just like a residential house, office attached with a validated address. Either you would like to register for personal usage, reserving purpose or even for reselling purposes.
A domain name makes up the address of your site and ended in .com, .com.my, .net, .org, .us etc. To make sure there is still available domain name of your choice, simple visit to www.who.is for a quick search. Be sure choosing a good domain name which recommended a name that contains major keywords instead of your company name.
Now, we move into web host. Usually a web host provided with a space, tools and support to create your web pages and email accounts (email@example.com). And they are provided with Unix based or Windows based. It may be vary on the package what you subscribe to. I am choosing one of the most affordable packaged from www.ecommercemastery.com called “Experimental Web Hosting”. It’s cost RM30/year for domain name and RM50/year for hosting. This packaged ideally for students, first time web owner and anybody with limited budgets. Package included:-
a. 50MB Space
b. 500MB Bandwidth
c. 1 Ftp Account
d. 3 SQL Database
e. 2 Email Account
f. 1 Mailing Lists
g. 3 Sub Domains
h. 1 Parked Domain
i. 1 Add-on Domain
To know more about this package, please visit to www.ecommercemastery.com/50.html for more details. There is an advance package for chosen as well. Choice is in your hand.
Some important note that you must know:-
1. Avoid register a long domain name even the name of register is up to 63 characters.
2. Avoid using the hyphen even you can do so for your domain name.
3. Preferred domain and hosting register under same company/consultancy for easy support.
4. The support must be able to provide 24 hours/day, 7 days/week.
In normal condition, your domain and hosting will be registered and create within few hours times. Please note that your domain name will not be visible on the internet for between 24 to 72 hours. This process is called Propagation.
What is cPanel? CPanel is a fully featured web-based control panel that allows you to manage your domain through a web interface. The idea is to transfer as much of the control and responsibility of managing your web site to you. You have the ability to manage all aspects of e-mail, files, backup, FTP, CGI scripts, and web site statistics.
As soon as you have successfully register your domain and hosting, your will received an email regarding your hosting account information (Domain, Username, Temporary Password, Server IP, Server Name, FTP Host Name, Webpage URL, Control Panel, POP3 and SMTP Address).
To access your cPanel for first time, simply input the Server IP (http://192.168.1.1/cpanel) or your newly registered domain name (http://www.your-domain-name.com/cpanel) into any web browser application. Then key in your User ID and temporary password (Do remember change your password to avoid unauthorised accessing to you cPanel).
Okay, I can understand some users might felt difficulty and somehow frustrated how cPanel works and what is the functionality? What should I do in order to get the website visible for everyone?
Don’t be panic or frustrated. Always go to “Help” session for some understanding. A video tutorials also available for you to explore and understand more.
Before start installed the Web Blog application into your site, I would like to express some information about Fantastico. What is Fantastico?
Fantastico De Luxe is an amazing cPanel/PHP based Web application. It integrates with cPanel and gives you the ability to automatically install various popular Open Source Applications. With Fantastico the installation procedure of all of the following scripts takes only seconds and can be performed by novices without the need of setting up MySQL databases, importing structure, chmoding files and without the need of other tasks usually associated with installations:
a. Blog: b2evolution, Nucleus, WordPress
b. Classifieds: Noah’s Classifieds
c. Portals/CMS: Drupal, Geeklog, Joomla 1.5, Joomla, Mambo, PHP-Nuke, phpWCMS, phpWebSite, Siteframe, Typo3, Xoops
d. Customer Support: Crafty Syntax Live Help, Help Center Live, osTicket, PerlDesk, PHP Support Tickets, Support Logic Helpdesk, Support Services Manager
e. Discussion Boards: phpBB, SMF
f. E-Commerce: CubeCart, OS Commerce, Zen Cart
g. FAQ: FAQMasterFlex
h. Hosting Billing: AccountLab Plus, phpCOIN
i. Image Galleries: 4images Gallery, Coppermine Photo Gallery, Gallery
j. Mailing List: PHPlist
k. Polls and Surveys: Advanced Poll, LimeSurvey, phpESP
l. Project Management: PHProjekt, dotProject
m. Site Builders: Soholaunch Pro Edition, Templates Express
n. Wiki: PhpWiki, TikiWiki
o. Other Scripts: Dew-NewPHPLinks, Moodle, Open-Realty, phpAdsNew, PHPauction, phpFormGenerator, WebCalendar
Install WordPress Application Into Host
In this topic we are focusing on Creating a Web Blog. So we will choose “Wordpress” as for our site application. Why I choose “Worpress”? This is because “Wordpress” is a blogging software with focus on ease of use, elegance, performance and standard with a huge selection of themes and plugins.
Now from the cPanel, by pointing to Software/Services session, you will found “Fantastico De Luxe”. In the left hand side of “Fantastico De Luxe” panel, a list of application can be found. Please proceed to “Blogs”, you will found a “Wordpress”. As a reminder, by using the Fantastico to automatically install any of the scripts, will use one of your available MySQL databases. Removing any script will free up one of your used MySQL databases.
By follow the on screen instruction to complete “Wordpress” installation. A similar directory link will appear as follows stated “Wordpress” application successful configured:-
Now your Web Blog is ready to accessing and viewable by the public. Please refer to the link below:-
http://your-domain-name.com/ (This is your Web Site URL)
http://your-domain-name.com/wp-login.php (This is your Web Admin URL)
In order to upload your themes and plugins into your newly created Web Blog, a FTP application must BE install in your local PC. I personally recommend “FileZilla”. It’s an open source FTP solution software distributed free of charge under the terms of the GNU General Public License. Make sure you are downloading and install the FileZilla Client version.
A default FTP account will be given to every subscriber in order to upload or transfer files to / from your PC into the host. You are required to input Host Name, User Name, Password and Port No. during the established connection of FTP.by Simon
CAUTION: Do Not Try This At Home. Professional Guidance Is Advised.
Do you ever saw how’s Jackie Chan, Jet Lee or Kung Fu Stars performed walking thru the wall and make a quick back turn in the movies?
Here I come. I can performed this stunt with special trained by my Wushu Coach. Kids or even adults, never ever try this at your home. This is not a game that you can play around
In order to perform this action, you must have a good bouncing jump, a flexibility skill and speeds. If too slow, you’ll falling down. If too fast, you will landed with over turn. The total timing from the moment you step on the wall till landed is about 1.5 second.
Don’t be surprise, a lot of my Wushu members can do it. But provided you have the skills.by Simon
Let’s begin with how to multiply, in any two-digit number by eleven. Consider the problem:
36 x 11
To solved this, simply add the digits 3 + 6 = 9, put the 9 between the 3 and the 6, and there is your answer:
Now try another:
52 x 11
Since 5 + 2 = 7, your answer is simply
Now I show you another problem solution:
85 x 11
Although 8 + 5 = 13, the answer is NOT 8135.
As before, the 3 goes in between the numbers, but the 1 needs to be added to the 8 to get the correct answer:
Here is another example. Try 57 x 11.
Since 5 + 7 = 12, the answer is 627.
Now we move forward multiplying three-digit numbers.
314 x 11, the answer still begins with 3 and ends with 4. Since 3 + 1 = 4, and 1 + 4 = 5, the answer is 3454.
Figure it out yourself!by Simon
WELCOME TO SIMON BLOG. A place that sharing my interest to all who read my blog.
For a beginning of my 1st post, I would like to express “Thank You” to my friend Mr. Gloson Teh who given guidance and support to me and make this possible.
In this blog, I will share anything related to my personal life, the people & things surrounding me, the groups & communities as well as the world issues. Yet, I will try to bring in some funnies articles, pictures, videos.
To know more about my characteristics, please head over to my “About Me” page.by Simon